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First Federal Bank Loan Operations HMDA Specialist in Kansas City, Kansas

This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/ada/r/jobs/11450195

Join the family of First Federal Bank of Kansas City and be part of changing the banking industry where customers are cared for and treated like part of the family. We believe in taking care of our employees so they in turn are compelled to deliver the utmost customer service.SUMMARY

The HMDA Specialist is directly responsible for the accuracy and integrity of the HMDA data that is captured in our Loan Origination System and exported to our HMDA LAR submission software. The HMDA specialist must have a working knowledge and experience with submission software, the bank’s lending systems and imaging software in order to be successful. A proficient employee will possess the regulatory knowledge to verify the accuracy of data collected, review loan files as needed to validate information reported on the HMDA LAR, communicating errors to the business lines for review and training. The specialist must have effective communication skills providing feedback to management on areas experiencing weakness. The HMDA specialist must be proficient at interpreting, analyzing and understanding HMDA data and reporting requirements.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

Responsible for promotion and delivery of quality internal and external customer service.

Maintain an exceptional working knowledge of HMDA requirements.

Review originated and non-originated loan applications and process adverse action notices to ensure accuracy and completeness, timeliness, proper imaging of all supporting documentation; and follow-up on completion of all items. Conduct ongoing compliance reviews of HMDA processes to ensure the most effective processes are utilized by management; communicate violations/issues found and follows-up to ensure appropriate corrective action is taken with Lending Management Team.

Assist with the analysis of new and revised regulatory changes, and the dissemination of information regarding changes to affected lines of business. Provide training and assist guidance to lines of business with development and implementation of policies and procedures in response to these changes.

Maintain procedures on the end-to-end process of collecting, recording, and reporting, of HMDA reportable loans.

Prepare monthly status reports/analyses for the appropriate business lines and Management identifying the current progress of HMDA data collection, validation, and reporting.

Be cross trained and coordinate with Compliance HMDA Specialist for uploads to the HMDA LAR submission software.

Attend and successfully complete ongoing training to maintain proficient knowledge of HMDA and other regulatory requirements.

Complies with all applicable banking laws and regulations, including, but not limited to, the Bank Secrecy Act, USA Patriot Act, and related anti-money laundering statutes; and, federal consumer protection legislation and regulations.


To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


High school diploma or general education degree (GED). Prefer a mini mum of one to two years of experience in HMDA data collection and reporting. Current knowledge and experience working with HUD, GNMA and FNMA documentation and shipping guidelines a plus. Applied work experience of all phases of the mortgage origination process and required loan documents. Familiarity of MERS, Fiserv DNA and Encompass applications are desired.


Ability to read and interpret documents such as operating and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively with customers (such as investors, insurance and title companies) and employees of organization.


Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.


Ability to apply commonsense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.


Ability to perform under established deadlines

Manage multiple project, tasks, or priorities

Apply organization’s core values

Detail oriente