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Job Information
The Citizens State Bank/Home State Bank Ag Lender in Moundridge, Kansas
This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/jobs/13185763
Summary/Objective\ The Ag Loan Officer position is responsible for developing and maintaining profitable agricultural banking relationships.
Essential Functions\ Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
- Solicit new business relationships as well as expanding and retaining existing customer relationships.
- Sell, promote, deliver and support all products and services in addition to agricultural lending products to new and existing customers.
- Support the agricultural service to customers including application interviewing and loan closing.
- Attend sales and product knowledge training and promotional meetings offered in order to keep current on all issues.
- Maintain knowledge of bank and retail lending policies, procedures and regulations that impact areas of responsibility.
- Represents bank in various civic and community functions to further enhance its image and develop additional business.
- Compliance with Bank Secrecy Act, OFAC and USA PATRIOT Act including Customer Identification Program, customer due diligence-beneficial ownership, identifying high risk accounts, reporting suspicious activities toSupervisor or BSA Department.
- Must be able to pay attention to details while performing multiple tasks simultaneously for periods of 2 hours or longer.
- Must show up to work regularly without excessive absences.
- Must possess strong interpersonal skills when interacting with internal and external customers.
- Must have fluency in English for effective job performance. Must be able to speak clearly, distinctly and be understood by co-workers and customers. Bi-lingual is a plus but not necessary.
- Must be able to demonstrate strong computer skills including MS applications, loan software, etc.
- Handwriting must be legible and in standard bank-specified format for clear reading by scanners and software.
- Writing skills must include the ability to spell correctly and use proper grammar and punctuation. This includes both e-mail and formal letters.
- Must be able to learn procedures within a bank-specified timeline and follow them accurately and consistently according to bank standards.
- Must be able to learn new duties and procedures and implement them into work habits within bank-specified timelines.
- Must be able to communicate to co-workers and customers concisely to answer questions, explain nuances of transactions, clarify new procedures, and ask questions for clarification.
- Must be able to hear and understand customer requests.
- Must be able to read accurately and retain information that was read and apply it.
- Must be able to lift and carry 20 pounds.
- Must be able to stand or sit for long periods (4 hours or more).
- While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to sit, stand; walk; use hands to finger, handle or feel; and reach with hands and arms.
- Other duties as assigned.