Dickinson Financial Corporation Mortgage Loan Processor II in Overland Park, Kansas


The Mortgage Loan Processor II is expected to process residential mortgage loans in adherence to product, investor and agency guidelines, follow applicable laws and regulations, as well as company standards. Act as a liaison between loan officers, customers and various departments throughout the company.

Principal Accountabilities:

Primary responsibilities include but are not limited to:

•Process loan applications within designated time frames and update the loan origination system (LOS) daily to ensure accuracy of reporting and loan status.

•Gather necessary documents to process loans and perform an initial review to determine likelihood of approval by analyzing credit, capacity and collateral to investor guidelines.

•Be proactive in contacting the necessary parties to obtain all needed information to ensure commitment and closing dates are met.

•Review residential loan documentation regarding borrower employment, assets and liabilities to verify completeness, accuracy, and compliance.

•Request appraisals, payoffs, inspections, mortgage insurance and other items through the appropriate vendors.

•Submit, review and/or analyze automated underwriting findings and documentation provided by borrowers.

•Accountable for delivering a complete file to underwriting and closing by ensuring all conditions are cleared in a timely manner.

•Assist fellow team members, Loan Officers, Underwriters and Closers to ensure a smooth production flow of loans to our investors.

•Other duties as assigned.

Minimum Qualifications:

The requirements below are indicative of the skills, knowledge and ability for success in this position.

•Must work well in a fast paced environment and be able to adapt to change.

•Show initiative, multi-task and possess good organizational skills.

•Possess interpersonal skills to communicate with customers, vendors, and fellow employees in a professional manner at all times.

•Knowledge of guidelines and procedures for FHA, VA and Conventional loan products.

•Experience with the loan originations system, Encompass, is a plus.

•A minimum of a high school education and five years’ experience as a mortgage loan processor.

This position may require S.A.F.E. registration. All employees who will be engaged in residential mortgage originations must register with the federal registry system and maintain a status in good standing under the SAFE act requirements.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, marital status, gender identity, national origin, ancestry, protected veteran or military status, disability, pregnancy, genetic information or any other characteristic protected by applicable law.

Armed Forces Bank and Academy Bank are equal employment/affirmative action employers. If you need accommodation for any part of the employment process because of a medical condition or disability, please send an e-mail to humanresources@dfckc.com or call 816-412-6081 to let us know the nature of your request.