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Equity Bank Mortgage Loan Underwriter in Wichita, Kansas

This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/ada/r/jobs/11362079 Mortgage Loan UnderwriterWichita, KS Underwrite Mortgage LoansUnderwrite mortgage loans according to secondary market investor guidelines and/or by Equity Bank underwriting guidelines ultimately balancing bank safety and soundness against loan production needs of the loan originators.Well versed with guidelines for VA, FHA, RD and Conventional loans.Review/calculate qualifying income for borrowers, including complex self-employed borrowers and personal/business tax returnsReview credit reports to determine if borrowers meet investor/agency credit worthiness requirements and/or Equity Bank's internal requirements.Review appraisals to determine if the collateral meets secondary market requirements and/or Equity Bank's internal requirements and supports the value given by the appraiser.Loans are underwritten within established time frames.Communicate results back to loan processors and/or loan originators.Clear to close loans for final documents.Underwrite Consumer Mortgage LoansUnderwrite second mortgages/home equity installment loans according to Equity Bank underwriting guidelines ultimately balancing bank safety and soundness against loan production needs of the loan originators.Loans are underwritten within established time framesCommunicate results back to loan originators.Clear to close for final documents.Investor relationsOther duties as assigned by Manager.Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct Policy, Bank Secrecy Act, Information Security, and Suspicious Activity reporting requirements.Preferred Skills: Experience with DU and/or LP and GUS underwriting systems. Familiarity with Ellie Mae Encompass is a plus.Recommended Experience: 1-3 years Mortgage Underwriting EOE

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